diff --git a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorCheckBoxAdapter.kt b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorCheckBoxAdapter.kt
index 20c76622f8..09c505df72 100644
--- a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorCheckBoxAdapter.kt
+++ b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorCheckBoxAdapter.kt
@@ -57,6 +57,7 @@ class AggregatorCheckBoxAdapter(
         holder.binding.aggregatorBankName.setOnClickListener {
             //Allow user to interract only if account is not linked previously
             holder.binding.aaBankNameIv.isChecked = !holder.binding.aaBankNameIv.isChecked
+            oneMoneyAccounts[position].isChecked = !oneMoneyAccounts[position].isChecked
             val tag = holder.binding.aaBankNameIv.tag
             if (tag is Account) {
                 updateCheckedUi()
@@ -77,7 +78,14 @@ class AggregatorCheckBoxAdapter(
             holder.binding.tagView.visibility = View.GONE
             holder.binding.aggregatorBankName.isClickable = true
             holder.binding.aaBankNameIv.isEnabled = true
-            holder.binding.aaBankNameIv.isChecked = false
+            holder.binding.aaBankNameIv.isChecked = oneMoneyAccounts[position].isChecked
+            if (holder.binding.aaBankNameIv.isChecked) {
+                val tag = holder.binding.aaBankNameIv.tag
+                if (tag is Account) {
+                    updateCheckedUi()
+                    sharedVM.addSelectedAccountData(tag)
+                }
+            }
         }
         updateCheckedUi()
     }
diff --git a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorFipAdapter.kt b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorFipAdapter.kt
index 0e2c193791..872515b094 100644
--- a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorFipAdapter.kt
+++ b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/adapters/AggregatorFipAdapter.kt
@@ -22,6 +22,7 @@ class AggregatorFipAdapter(
 
 
     private val fipList = oneMoneyFips
+    private var lastSelectedPosition = 0
 
     override fun onCreateViewHolder(
         parent: ViewGroup,
@@ -58,6 +59,14 @@ class AggregatorFipAdapter(
         holder.binding.showMaskedNumTv.text = fipList[position].data.maskedAccNumber
         holder.binding.fipBankType.text = fipList[position].data.fiType
         holder.binding.fipBankNameIv.tag = fipList[position]
+        if(lastSelectedPosition == position) {
+            holder.binding.fipBankNameIv.isChecked = true
+            lastSelectedPosition = -1
+            val tag = holder.binding.fipBankNameIv.tag
+            if (tag is Account) {
+                sharedVM.addConsentAccountData(tag)
+            }
+        }
         updateCheckedUi()
         context?.let {
             val logoUrl = sharedVM.fipBankDetail.value?.get(fipList[position].data.fipId)?.logoUrl
diff --git a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/fragments/accountaggregator/AccountAggregatorFragment.kt b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/fragments/accountaggregator/AccountAggregatorFragment.kt
index 79a314578a..aea8219498 100644
--- a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/fragments/accountaggregator/AccountAggregatorFragment.kt
+++ b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/fragments/accountaggregator/AccountAggregatorFragment.kt
@@ -9,6 +9,7 @@ import android.view.ViewGroup
 import androidx.lifecycle.ViewModelProvider
 import com.navi.common.model.CtaData
 import com.navi.common.sharedpref.PreferenceManager
+import com.navi.common.utils.CommonUtils
 import com.navi.insurance.models.request.FlagUpdateRequest
 import com.naviapp.R
 import com.naviapp.analytics.utils.NaviAnalytics
@@ -59,6 +60,7 @@ import com.onemoney.sdk.models.output.ConsentDetailsResponse
 import com.onemoney.sdk.models.output.FipList
 import com.onemoney.sdk.models.output.LoginOtpResponse
 import timber.log.Timber
+import com.onemoney.sdk.models.input.InputIdentifier
 
 class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, BackListener,
     DialogCancelListener, BottomSheetListener {
@@ -156,10 +158,12 @@ class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, Bac
     private fun initUi() {
         binding.titleTv.visibility = View.VISIBLE
         if (bankName.isNullOrEmpty()) {
+            binding.bankInfoItem.root.visibility = View.GONE
             binding.bankInfoItem.aaBankNameIv.visibility = View.GONE
             binding.bankInfoItem.bankNameTv.visibility = View.GONE
             binding.bankInfoItem.showBankNameTv.visibility = View.GONE
         } else {
+            binding.bankInfoItem.root.visibility = View.VISIBLE
             binding.bankInfoItem.aaBankNameIv.visibility = View.VISIBLE
             binding.bankInfoItem.bankNameTv.text = bankName
             binding.bankInfoItem.bankNameTv.visibility = View.VISIBLE
@@ -203,18 +207,40 @@ class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, Bac
         showLoader()
         fetchLinkedAccount(
             onSuccess = {
-                val linkedAccountsForFip = sharedVM.linkedAccounts.value
+                val linkedAccountsForFip = sharedVM.linkedAccountsForFip.value
                 if (linkedAccountsForFip.isNullOrEmpty().not()) {
                     showConsentScreen(false)
                 } else {
-                    fetchDiscoveredAccounts()
+                    discoverAccounts()
                 }
             },
             onFailure = {
-                fetchDiscoveredAccounts()
+                discoverAccounts()
             })
     }
 
+    private fun discoverAccounts() {
+        showLoader()
+        val identifier = InputIdentifier()
+        identifier.category = Constants.CONSENT_IDENTIFIER_CATEGORY
+        identifier.type = Constants.CONSENT_IDENTIFIER_TYPE
+        identifier.value = CommonUtils.getPhoneNumber()
+        val identifiers: MutableList<InputIdentifier> = ArrayList()
+        identifiers.add(identifier)
+        val fipId = sharedVM.consentResponseData.value?.fipId.orEmpty()
+        onemoney?.discoverAccounts(identifiers, fipId, object : AccountDetailsListener {
+            override fun onSuccess(accountList: MutableList<Account>?) {
+                hideLoader()
+                fetchDiscoveredAccounts()
+            }
+
+            override fun onFailure(onemoneyError: OnemoneyError) {
+                hideLoader()
+                showErrorScreen(getAggregatorErrorData())
+            }
+        })
+    }
+
     private fun fetchDiscoveredAccounts() {
         showLoader()
         onemoney?.getDiscoveredAccounts(object : AccountDetailsListener {
@@ -459,6 +485,7 @@ class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, Bac
     // refresh content with consent details
     // param: fetchLinkedAccount controls whether to get fresh linked account list from onemoney or not.
     private fun showConsentScreen(fetchLinkedAccount: Boolean = false) {
+        binding.bankInfoItem.root.visibility = View.GONE
         binding.bankInfoItem.aaBankNameIv.visibility = View.INVISIBLE
         binding.bankInfoItem.bankNameTv.visibility = View.INVISIBLE
         binding.bankInfoItem.showBankNameTv.visibility = View.INVISIBLE
@@ -523,6 +550,7 @@ class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, Bac
 
     //on back press
     private fun showLinkingScreen() {
+        binding.bankInfoItem.root.visibility = View.VISIBLE
         binding.bankInfoItem.aaBankNameIv.visibility = View.VISIBLE
         binding.bankInfoItem.bankNameTv.visibility = View.VISIBLE
         binding.bankInfoItem.showBankNameTv.visibility = View.VISIBLE
@@ -537,7 +565,7 @@ class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, Bac
         binding.consentDetails.visibility = View.GONE
         binding.lineView.visibility = View.VISIBLE
         binding.rejectConsentBtn.visibility = View.GONE
-        fetchDiscoveredAccounts()
+        discoverAccounts()
     }
 
     private fun getButtonTitle(): String {
@@ -688,7 +716,7 @@ class AccountAggregatorFragment : BaseFragment(), FooterInteractionListener, Bac
                             KEY_OTP_DETAILS,
                             OtpDetails(
                                 getString(R.string.enter_bank_otp_text),
-                                showTermsAndConditions = true,
+                                showTermsAndConditions = false,
                                 showPoweredByIcon = true
                             )
                         )
diff --git a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/models/OneMoneyAccount.kt b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/models/OneMoneyAccount.kt
index bc038d3f72..23a121c837 100644
--- a/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/models/OneMoneyAccount.kt
+++ b/app/src/main/java/com/naviapp/personalloan/getloan/bankdetails/models/OneMoneyAccount.kt
@@ -5,5 +5,6 @@ import com.onemoney.sdk.models.input.Account
 
 data class OneMoneyAccount(
     @SerializedName("account") val account: Account? = null,
-    @SerializedName("isLinked") val isLinked: Boolean = false
+    @SerializedName("isLinked") val isLinked: Boolean = false,
+    @SerializedName("isChecked") var isChecked: Boolean = true
 )
\ No newline at end of file
diff --git a/app/src/main/java/com/naviapp/utils/Constants.kt b/app/src/main/java/com/naviapp/utils/Constants.kt
index 1c09514d19..1441179eff 100644
--- a/app/src/main/java/com/naviapp/utils/Constants.kt
+++ b/app/src/main/java/com/naviapp/utils/Constants.kt
@@ -162,6 +162,8 @@ object Constants {
     const val SA = "sa"
     const val URL = "url"
     const val ADDITIONAL_DATA_NEEDED = "additional_data_needed"
+    const val CONSENT_IDENTIFIER_CATEGORY = "STRONG"
+    const val CONSENT_IDENTIFIER_TYPE = "MOBILE"
     const val CONSENT_INITIATOR_PL = "PL"
     const val CONSENT_INITIATOR_HL = "HL"
     const val EPFO_PAGE_TYPE = "EPFO_PAGE_TYPE"
diff --git a/app/src/main/res/values/strings.xml b/app/src/main/res/values/strings.xml
index 931e15a24e..1874a375d0 100644
--- a/app/src/main/res/values/strings.xml
+++ b/app/src/main/res/values/strings.xml
@@ -707,8 +707,8 @@
     <string name="bank_statement_only_option_title">Upload Bank Statement PDF</string>
     <string name="bank_statement_only_option_subtitle">Last 6 months downloaded statement</string>
     <string name="net_banking_login">Net Banking Login</string>
-    <string name="account_aggregator_option">Account Aggregator</string>
-    <string name="account_aggregator_subtitle">OTP based bank statements</string>
+    <string name="account_aggregator_option">Bank Statement via OTP</string>
+    <string name="account_aggregator_subtitle">From RBI Licensed Account Aggregator</string>
     <string name="login_details_info">We do not store your Login details</string>
     <string name="bank_statement_pdf_title">Bank Statement PDF</string>
     <string name="web_view_failed">Failed loading app!</string>
@@ -809,7 +809,7 @@
     <string name="discovered_accounts">Accounts discovered for your mobile number</string>
     <string name="link_accounts">Link these accounts with Onemoney</string>
     <string name="fip_list">Accounts linked to Onemoney</string>
-    <string name="account_number_value">Account %d</string>
+    <string name="account_number_value">Deposit Account %d</string>
     <string name="chat_help">Need Help? Get in touch</string>
     <string name="aadhar_pending_msg">We are registering the auto-pay mandate with your bank. It may take up to 2 days.</string>
     <string name="auto_pay_setup_failed">Auto-pay setup failed. Please retry again or use another bank</string>