diff --git a/android/navi-pay/src/main/kotlin/com/navi/pay/utils/NaviPayExt.kt b/android/navi-pay/src/main/kotlin/com/navi/pay/utils/NaviPayExt.kt
index cfbf0b2098..aa32a7572c 100644
--- a/android/navi-pay/src/main/kotlin/com/navi/pay/utils/NaviPayExt.kt
+++ b/android/navi-pay/src/main/kotlin/com/navi/pay/utils/NaviPayExt.kt
@@ -138,6 +138,7 @@ fun getMaskedAccountNumberWithHyphen(maskedAccountNumber: String): String {
 }
 
 fun String.formattedCurrency(): String {
+    if (this.isBlank()) return EMPTY
     val parts = this.split(DECIMAL)
     val beforeDecimal = parts.getOrNull(0)?.let { it.ifBlank { ZERO_STRING } } ?: ZERO_STRING
     val afterDecimal = parts.getOrNull(1) ?: EMPTY
diff --git a/android/navi-pay/src/test/java/com/navi/pay/AmountUtilityUnitTest.kt b/android/navi-pay/src/test/java/com/navi/pay/AmountUtilityUnitTest.kt
index ec387e8888..514ba7339e 100644
--- a/android/navi-pay/src/test/java/com/navi/pay/AmountUtilityUnitTest.kt
+++ b/android/navi-pay/src/test/java/com/navi/pay/AmountUtilityUnitTest.kt
@@ -7,6 +7,7 @@
 
 package com.navi.pay
 
+import com.navi.pay.utils.formattedCurrency
 import com.navi.pay.utils.getDisplayableAmount
 import org.junit.Assert.assertEquals
 import org.junit.Test
@@ -14,13 +15,18 @@ import org.junit.Test
 /** Unit tests to test amount and currency related utility functions. */
 class AmountUtilityUnitTest {
     @Test
-    fun formatAmount_isFormattedCorrect() {
+    fun isCorrectDisplayableAmount() {
         assertEquals("1", "1".getDisplayableAmount())
         assertEquals("1", "1.00".getDisplayableAmount())
         assertEquals("50", "50".getDisplayableAmount())
         assertEquals("200", "200.00".getDisplayableAmount())
         assertEquals("1,000", "1000".getDisplayableAmount())
         assertEquals("1,000", "1000.00".getDisplayableAmount())
+        assertEquals("-1,000.23", "-1000.23".getDisplayableAmount())
+        assertEquals("-16,000.90", "-16000.9".getDisplayableAmount())
+        assertEquals("-1", "-1".getDisplayableAmount())
+        assertEquals("-1,12,100.99", "-112100.99".getDisplayableAmount())
+        assertEquals("-10.90", "-10.90".getDisplayableAmount())
         assertEquals("55,973", "55973.00".getDisplayableAmount())
         assertEquals("16,345.56", "16345.56".getDisplayableAmount())
         assertEquals("1,23,45,678.12", "12345678.1234".getDisplayableAmount())
@@ -29,4 +35,19 @@ class AmountUtilityUnitTest {
         assertEquals("12,34,56,789.30", "123456789.3012".getDisplayableAmount())
         assertEquals("0", "Hello".getDisplayableAmount())
     }
+
+    @Test
+    fun isCorrectFormattedCurrency() {
+        assertEquals("", "".formattedCurrency())
+        assertEquals("1", "1".formattedCurrency())
+        assertEquals("50", "50".formattedCurrency())
+        assertEquals("-50", "-50".formattedCurrency())
+        assertEquals("-5,000", "-5000".formattedCurrency())
+        assertEquals("-50,00,000", "-5000000".formattedCurrency())
+        assertEquals("200", "200".formattedCurrency())
+        assertEquals("1,000", "1000".formattedCurrency())
+        assertEquals("55,973", "55973".formattedCurrency())
+        assertEquals("1,23,45,678", "12345678".formattedCurrency())
+        assertEquals("12,34,56,789", "123456789".formattedCurrency())
+    }
 }