diff --git a/android/navi-bbps/src/main/kotlin/com/navi/bbps/feature/billhistorydetail/BillHistoryDetailsViewModel.kt b/android/navi-bbps/src/main/kotlin/com/navi/bbps/feature/billhistorydetail/BillHistoryDetailsViewModel.kt
index 70a2156070..7d45772526 100644
--- a/android/navi-bbps/src/main/kotlin/com/navi/bbps/feature/billhistorydetail/BillHistoryDetailsViewModel.kt
+++ b/android/navi-bbps/src/main/kotlin/com/navi/bbps/feature/billhistorydetail/BillHistoryDetailsViewModel.kt
@@ -49,11 +49,13 @@ import com.navi.bbps.feature.mybills.MyBillsSyncJob
 import com.navi.bbps.feature.mybills.model.view.MyBillEntity
 import com.navi.bbps.feature.paybill.model.view.PayBillSource
 import com.navi.common.di.CoroutineDispatcherProvider
+import com.navi.common.network.models.RepoResult
 import com.navi.common.network.models.isSuccessWithData
 import com.ramcosta.composedestinations.spec.Direction
 import dagger.hilt.android.lifecycle.HiltViewModel
 import javax.inject.Inject
 import kotlinx.coroutines.Dispatchers
+import kotlinx.coroutines.async
 import kotlinx.coroutines.flow.MutableSharedFlow
 import kotlinx.coroutines.flow.MutableStateFlow
 import kotlinx.coroutines.flow.SharingStarted
@@ -86,6 +88,8 @@ constructor(
 
     private val myBillEntity = savedStateHandle.get<MyBillEntity>("myBillEntity")!!
 
+    private var billResponse: RepoResult<BillDetailsResponse>? = null
+
     private val isRootScreen = false
 
     private val _billHistoryDetailsState =
@@ -100,6 +104,9 @@ constructor(
 
     private val _isFetchingNewBill = MutableStateFlow(false)
 
+    private val _isLoading = MutableStateFlow(true)
+    val isLoading = _isLoading.asStateFlow()
+
     val isUserActionBlocked =
         combine(_isDeleteBillInProgress, _isFetchingNewBill) {
                 isDeleteBillInProgress,
@@ -123,7 +130,10 @@ constructor(
         stringResouceProvider.getString(R.string.bbps_new_contact)
 
     init {
-        fetchBillHistoryList()
+        viewModelScope.launch(dispatcherProvider.io) {
+            async { fetchBillHistoryList() }
+            async { billResponse = fetchBillDetailsResponse() }
+        }
     }
 
     fun onTransactionItemClicked(billTransactionItemEntity: BillTransactionItemEntity) {
@@ -385,24 +395,72 @@ constructor(
                         paymentAmountExactness = myBillEntity.paymentAmountExactness
                     )
 
-                val billDetailsRequest =
-                    BillDetailsRequest(
-                        billerId = billerDetails.billerId,
-                        customerParams = myBillEntity.customerParams,
-                        deviceDetails = DeviceDetails(ip = naviNetworkConnectivity.getIpAddress())
-                    )
-                val billDetailsResponse =
-                    bbpsCommonRepository.fetchBillDetails(billDetailsRequest = billDetailsRequest)
-
-                updateNewBillFetchingState(isInProgress = false)
-
-                if (billDetailsResponse.isSuccessWithData()) {
-                    val billDetails = billDetailsResponse.data!!
-                    navigateToNextScreen(billDetails = billDetails, billerDetails = billerDetails)
+                if (billResponse?.isSuccessWithData() == true) {
+                    goToPayBillScreen(billerDetails)
                 } else {
-                    notifyError(billDetailsResponse)
+                    if (billResponse != null) {
+                        displayBillFetchError()
+                    } else {
+                        fetchBillDetailsAndRedirect(billerDetails)
+                    }
                 }
             }
         }
     }
+
+    private suspend fun fetchBillDetailsResponse(): RepoResult<BillDetailsResponse> {
+        val billerDetails =
+            BillerDetailsEntity(
+                billerId = myBillEntity.billerId,
+                billerName = myBillEntity.billerName,
+                billerLogoUrl = myBillEntity.billerLogoUrl,
+                status = myBillEntity.status,
+                isAdhoc = myBillEntity.isAdhoc,
+                fetchOption = myBillEntity.fetchOption,
+                paymentAmountExactness = myBillEntity.paymentAmountExactness
+            )
+
+        val billDetailsRequest =
+            BillDetailsRequest(
+                billerId = billerDetails.billerId,
+                customerParams = myBillEntity.customerParams,
+                deviceDetails = DeviceDetails(ip = naviNetworkConnectivity.getIpAddress())
+            )
+        return bbpsCommonRepository.fetchBillDetails(billDetailsRequest = billDetailsRequest)
+    }
+
+    private fun goToPayBillScreen(billerDetails: BillerDetailsEntity) {
+        viewModelScope.launch(dispatcherProvider.io) {
+            updateIsLoadingState(isLoading = false)
+            val billDetails = billResponse!!.data!!
+            updateNewBillFetchingState(isInProgress = false)
+            navigateToNextScreen(billDetails = billDetails, billerDetails = billerDetails)
+        }
+    }
+
+    private fun displayBillFetchError() {
+        viewModelScope.launch(dispatcherProvider.io) {
+            updateIsLoadingState(isLoading = false)
+            updateNewBillFetchingState(isInProgress = false)
+            notifyError(billResponse!!)
+            billResponse = null
+        }
+    }
+
+    private fun fetchBillDetailsAndRedirect(billerDetails: BillerDetailsEntity) {
+        viewModelScope.launch(dispatcherProvider.io) {
+            if (isLoading.value) {
+                billResponse = fetchBillDetailsResponse()
+            }
+            if (billResponse?.isSuccessWithData() == true) {
+                goToPayBillScreen(billerDetails)
+            } else {
+                displayBillFetchError()
+            }
+        }
+    }
+
+    private fun updateIsLoadingState(isLoading: Boolean) {
+        _isLoading.update { isLoading }
+    }
 }