diff --git a/android/navi-base/src/main/java/com/navi/base/deeplink/util/DeeplinkConstants.kt b/android/navi-base/src/main/java/com/navi/base/deeplink/util/DeeplinkConstants.kt
index fb614cb919..48873e14a8 100644
--- a/android/navi-base/src/main/java/com/navi/base/deeplink/util/DeeplinkConstants.kt
+++ b/android/navi-base/src/main/java/com/navi/base/deeplink/util/DeeplinkConstants.kt
@@ -1,6 +1,6 @@
 /*
  *
- *  * Copyright © 2021-2024 by Navi Technologies Limited
+ *  * Copyright © 2021-2025 by Navi Technologies Limited
  *  * All rights reserved. Strictly confidential
  *
  */
@@ -23,4 +23,5 @@ object DeeplinkConstants {
     const val APP_UPDATE = "APP_UPDATE"
     const val INVESTMENT = "investment"
     const val NPAY_INTENT_ACTIVITY = "NPAY_INTENT_ACTIVITY"
+    const val NAVI_BBPS = "naviBbps"
 }
diff --git a/android/navi-common/src/main/java/com/navi/common/adverse/fallbackTemplates/BannerTemplates.kt b/android/navi-common/src/main/java/com/navi/common/adverse/fallbackTemplates/BannerTemplates.kt
new file mode 100644
index 0000000000..c5b64e13af
--- /dev/null
+++ b/android/navi-common/src/main/java/com/navi/common/adverse/fallbackTemplates/BannerTemplates.kt
@@ -0,0 +1,92 @@
+/*
+ *
+ *  * Copyright © 2025 by Navi Technologies Limited
+ *  * All rights reserved. Strictly confidential
+ *
+ */
+
+package com.navi.common.adverse.fallbackTemplates
+
+import android.app.Activity
+import androidx.compose.foundation.background
+import androidx.compose.foundation.layout.Arrangement
+import androidx.compose.foundation.layout.Column
+import androidx.compose.foundation.layout.Row
+import androidx.compose.foundation.layout.Spacer
+import androidx.compose.foundation.layout.height
+import androidx.compose.runtime.Composable
+import androidx.compose.ui.Alignment
+import androidx.compose.ui.Modifier
+import androidx.compose.ui.graphics.Color
+import androidx.compose.ui.res.stringResource
+import androidx.compose.ui.unit.dp
+import androidx.compose.ui.unit.sp
+import com.navi.base.deeplink.DeepLinkManager
+import com.navi.base.deeplink.util.DeeplinkConstants
+import com.navi.base.model.CtaData
+import com.navi.common.R
+import com.navi.common.adverse.model.FallbackBannerContent
+import com.navi.common.utils.Constants.KEY_REDIRECTION_CTA
+import com.navi.elex.atoms.ElexText
+import com.navi.elex.font.FontWeightEnum
+
+@Composable
+fun BbpsBannerFallbackAd(modifier: Modifier, showExploreMore: Boolean, activity: Activity) {
+    Column(modifier, verticalArrangement = Arrangement.spacedBy(16.dp)) {
+        ExploreMoreDivider(showExploreMore)
+        FallbackBanner(
+            content =
+                FallbackBannerContent(
+                    productInfo =
+                        FallbackBannerContent.ProductInfo(
+                            icon =
+                                "https://public-assets.prod.navi-sa.in/adverse/bbps/bbps_loud_ad_promo_image.png",
+                            name = null,
+                            showRewardsCallout = true,
+                        ),
+                    contentInfo =
+                        FallbackBannerContent.ContentInfo(
+                            headline = "₹0 platform fee on bill payments and recharges",
+                            description = "Recharge, credit card \n" + "and more",
+                            ctaText = "Pay now",
+                            illustration =
+                                "https://public-assets.prod.navi-sa.in/adverse/bbps/bbps_loud_ad_product_image.png",
+                        ),
+                    bannerStyle =
+                        FallbackBannerContent.BannerStyle.default.copy(
+                            backgroundColors = listOf(Color(0xffCAFFE7), Color(0xffFAFFFC))
+                        ),
+                ),
+            onClick = {
+                DeepLinkManager.getDeepLinkListener()
+                    ?.navigateTo(
+                        activity = activity,
+                        ctaData =
+                            CtaData(type = KEY_REDIRECTION_CTA, url = DeeplinkConstants.NAVI_BBPS),
+                        finish = true,
+                    )
+            },
+        )
+    }
+}
+
+@Composable
+fun ExploreMoreDivider(showExploreMore: Boolean) {
+    if (showExploreMore) {
+        Row(
+            verticalAlignment = Alignment.CenterVertically,
+            horizontalArrangement = Arrangement.spacedBy(8.dp),
+        ) {
+            Spacer(Modifier.weight(1f).height(1.dp).background(Color(0xffF3F1F3)))
+            ElexText(
+                stringResource(R.string.explore_more),
+                color = Color(0xff757375),
+                fontSize = 12.sp,
+                lineHeight = 20.sp,
+                letterSpacing = 1.5.sp,
+                fontWeight = FontWeightEnum.NAVI_BODY_DEMI_BOLD,
+            )
+            Spacer(Modifier.weight(1f).height(1.dp).background(Color(0xffF3F1F3)))
+        }
+    }
+}
diff --git a/android/navi-common/src/main/java/com/navi/common/adverse/fallbackTemplates/FallbackBanner.kt b/android/navi-common/src/main/java/com/navi/common/adverse/fallbackTemplates/FallbackBanner.kt
new file mode 100644
index 0000000000..563946e429
--- /dev/null
+++ b/android/navi-common/src/main/java/com/navi/common/adverse/fallbackTemplates/FallbackBanner.kt
@@ -0,0 +1,253 @@
+/*
+ *
+ *  * Copyright © 2025 by Navi Technologies Limited
+ *  * All rights reserved. Strictly confidential
+ *
+ */
+
+package com.navi.common.adverse.fallbackTemplates
+
+import androidx.compose.foundation.Image
+import androidx.compose.foundation.background
+import androidx.compose.foundation.border
+import androidx.compose.foundation.clickable
+import androidx.compose.foundation.interaction.MutableInteractionSource
+import androidx.compose.foundation.layout.Arrangement
+import androidx.compose.foundation.layout.Box
+import androidx.compose.foundation.layout.Column
+import androidx.compose.foundation.layout.Row
+import androidx.compose.foundation.layout.Spacer
+import androidx.compose.foundation.layout.fillMaxSize
+import androidx.compose.foundation.layout.height
+import androidx.compose.foundation.layout.padding
+import androidx.compose.foundation.layout.size
+import androidx.compose.foundation.shape.RoundedCornerShape
+import androidx.compose.material.ripple
+import androidx.compose.runtime.Composable
+import androidx.compose.runtime.CompositionLocalProvider
+import androidx.compose.runtime.remember
+import androidx.compose.runtime.staticCompositionLocalOf
+import androidx.compose.ui.Alignment
+import androidx.compose.ui.Modifier
+import androidx.compose.ui.draw.clip
+import androidx.compose.ui.graphics.Brush
+import androidx.compose.ui.graphics.Color
+import androidx.compose.ui.platform.LocalContext
+import androidx.compose.ui.res.painterResource
+import androidx.compose.ui.res.stringResource
+import androidx.compose.ui.unit.dp
+import androidx.compose.ui.unit.sp
+import coil.compose.AsyncImage
+import coil.request.ImageRequest
+import com.navi.common.R
+import com.navi.common.adverse.model.FallbackBannerContent
+import com.navi.elex.atoms.ElexText
+import com.navi.elex.font.FontWeightEnum
+import com.navi.naviwidgets.R as NaviWidgetsR
+
+private val LocalBannerTheme = staticCompositionLocalOf {
+    FallbackBannerContent.BannerStyle.default
+}
+
+@Composable
+fun FallbackBanner(
+    modifier: Modifier = Modifier,
+    content: FallbackBannerContent,
+    onClick: () -> Unit = {},
+) {
+    CompositionLocalProvider(LocalBannerTheme provides content.bannerStyle) {
+        Column(
+            modifier =
+                modifier
+                    .height(236.dp)
+                    .clip(RoundedCornerShape(8.dp))
+                    .background(
+                        brush =
+                            Brush.horizontalGradient(
+                                colors = LocalBannerTheme.current.backgroundColors
+                            ),
+                        shape = RoundedCornerShape(8.dp),
+                    )
+                    .border(
+                        width = 1.dp,
+                        color = LocalBannerTheme.current.borderColor,
+                        shape = RoundedCornerShape(8.dp),
+                    )
+                    .clickable(
+                        interactionSource = remember { MutableInteractionSource() },
+                        indication = ripple(bounded = true),
+                    ) {
+                        onClick()
+                    },
+            horizontalAlignment = Alignment.Start,
+        ) {
+            Column(
+                modifier = Modifier.padding(top = 16.dp, start = 16.dp, end = 16.dp),
+                horizontalAlignment = Alignment.Start,
+                verticalArrangement = Arrangement.spacedBy(16.dp),
+            ) {
+                ProductHeader(content.productInfo)
+                ProductHeadline(content.contentInfo.headline)
+            }
+            Column(
+                modifier = Modifier.fillMaxSize().padding(top = 8.dp, start = 16.dp),
+                horizontalAlignment = Alignment.Start,
+                verticalArrangement = Arrangement.Top,
+            ) {
+                BannerContent(content.contentInfo)
+            }
+        }
+    }
+}
+
+@Composable
+private fun ProductHeader(productInfo: FallbackBannerContent.ProductInfo) {
+    Row(
+        verticalAlignment = Alignment.CenterVertically,
+        horizontalArrangement = Arrangement.spacedBy(8.dp),
+    ) {
+        Row(
+            modifier =
+                Modifier.background(Color.White, RoundedCornerShape(4.dp))
+                    .padding(horizontal = 3.8.dp, vertical = 2.dp),
+            verticalAlignment = Alignment.CenterVertically,
+            horizontalArrangement = Arrangement.spacedBy(4.dp),
+        ) {
+            AsyncImage(
+                model =
+                    ImageRequest.Builder(LocalContext.current)
+                        .allowHardware(false)
+                        .placeholder(NaviWidgetsR.drawable.image_placeholder_small)
+                        .error(NaviWidgetsR.drawable.image_placeholder_small)
+                        .data(productInfo.icon)
+                        .build(),
+                contentDescription = "",
+                modifier = Modifier.height(20.dp),
+            )
+            productInfo.name?.let { name ->
+                ElexText(
+                    text = name,
+                    fontSize = 10.sp,
+                    lineHeight = 20.sp,
+                    fontWeight = FontWeightEnum.NAVI_BODY_DEMI_BOLD,
+                    color = LocalBannerTheme.current.productNameColor,
+                    letterSpacing = 1.5.sp,
+                )
+            }
+        }
+        RewardsCalloutRow(productInfo.showRewardsCallout)
+    }
+}
+
+@Composable
+private fun RewardsCalloutRow(showRewardsCallout: Boolean) {
+    if (showRewardsCallout) {
+        Row(
+            modifier =
+                Modifier.background(
+                        color = LocalBannerTheme.current.rewardsCalloutBackgroundColor,
+                        shape = RoundedCornerShape(50),
+                    )
+                    .padding(horizontal = 8.dp, vertical = 4.dp),
+            verticalAlignment = Alignment.CenterVertically,
+            horizontalArrangement = Arrangement.spacedBy(2.dp),
+        ) {
+            ElexText(
+                stringResource(R.string.get_upto),
+                fontSize = 12.sp,
+                lineHeight = 16.sp,
+                color = LocalBannerTheme.current.rewardsCalloutTextColor,
+                fontWeight = FontWeightEnum.NAVI_BODY_DEMI_BOLD,
+            )
+            Image(
+                painter = painterResource(NaviWidgetsR.drawable.navi_coin_40),
+                contentDescription = null,
+                modifier = Modifier.size(12.dp),
+            )
+            ElexText(
+                "1,000",
+                fontSize = 12.sp,
+                lineHeight = 16.sp,
+                color = LocalBannerTheme.current.rewardsCalloutTextColor,
+                fontWeight = FontWeightEnum.NAVI_BODY_DEMI_BOLD,
+            )
+        }
+    }
+}
+
+@Composable
+private fun ProductHeadline(productHeadline: String) {
+    ElexText(
+        productHeadline,
+        fontSize = 16.sp,
+        lineHeight = 24.sp,
+        color = LocalBannerTheme.current.headlineColor,
+        fontWeight = FontWeightEnum.NAVI_BODY_DEMI_BOLD,
+    )
+}
+
+@Composable
+private fun BannerContent(content: FallbackBannerContent.ContentInfo) {
+    Row(
+        Modifier.fillMaxSize(),
+        horizontalArrangement = Arrangement.spacedBy(9.dp),
+        verticalAlignment = Alignment.Top,
+    ) {
+        Column(
+            modifier = Modifier.align(Alignment.Top).weight(1f),
+            horizontalAlignment = Alignment.Start,
+        ) {
+            ElexText(
+                content.description,
+                fontSize = 12.sp,
+                lineHeight = 16.sp,
+                color = LocalBannerTheme.current.descriptionColor,
+                fontWeight = FontWeightEnum.NAVI_BODY_REGULAR,
+            )
+            Spacer(Modifier.height(20.dp))
+            CtaButton(content.ctaText)
+            if (content.showPoweredBy) {
+                Spacer(Modifier.height(16.dp))
+                ElexText(
+                    stringResource(R.string.powered_by_navi_finserv),
+                    fontSize = 6.sp,
+                    lineHeight = 16.sp,
+                    color = LocalBannerTheme.current.poweredByColor,
+                    fontWeight = FontWeightEnum.NAVI_BODY_REGULAR,
+                )
+            }
+        }
+        AsyncImage(
+            model =
+                ImageRequest.Builder(LocalContext.current)
+                    .allowHardware(false)
+                    .placeholder(NaviWidgetsR.drawable.image_placeholder_xx_large)
+                    .error(NaviWidgetsR.drawable.image_placeholder_xx_large)
+                    .data(content.illustration)
+                    .build(),
+            contentDescription = null,
+            modifier = Modifier.align(Alignment.Bottom).size(114.dp),
+        )
+    }
+}
+
+@Composable
+private fun CtaButton(buttonText: String) {
+    Box(
+        contentAlignment = Alignment.Center,
+        modifier =
+            Modifier.background(
+                    color = LocalBannerTheme.current.ctaBackgroundColor,
+                    shape = RoundedCornerShape(4.dp),
+                )
+                .padding(vertical = 12.dp, horizontal = 8.dp),
+    ) {
+        ElexText(
+            text = buttonText,
+            fontSize = 12.sp,
+            lineHeight = 16.sp,
+            color = LocalBannerTheme.current.ctaTextColor,
+            fontWeight = FontWeightEnum.NAVI_BODY_DEMI_BOLD,
+        )
+    }
+}
diff --git a/android/navi-common/src/main/java/com/navi/common/adverse/model/FallbackBannerContent.kt b/android/navi-common/src/main/java/com/navi/common/adverse/model/FallbackBannerContent.kt
new file mode 100644
index 0000000000..7f380d2632
--- /dev/null
+++ b/android/navi-common/src/main/java/com/navi/common/adverse/model/FallbackBannerContent.kt
@@ -0,0 +1,59 @@
+/*
+ *
+ *  * Copyright © 2025 by Navi Technologies Limited
+ *  * All rights reserved. Strictly confidential
+ *
+ */
+
+package com.navi.common.adverse.model
+
+import androidx.compose.ui.graphics.Color
+
+data class FallbackBannerContent(
+    val productInfo: ProductInfo,
+    val contentInfo: ContentInfo,
+    val bannerStyle: BannerStyle,
+) {
+    data class ProductInfo(
+        val icon: Any,
+        val name: String? = null,
+        val showRewardsCallout: Boolean,
+    )
+
+    data class ContentInfo(
+        val headline: String,
+        val description: String,
+        val ctaText: String,
+        val illustration: Any,
+        val showPoweredBy: Boolean = false,
+    )
+
+    data class BannerStyle(
+        val backgroundColors: List<Color>,
+        val borderColor: Color,
+        val productNameColor: Color,
+        val rewardsCalloutBackgroundColor: Color,
+        val rewardsCalloutTextColor: Color,
+        val headlineColor: Color,
+        val descriptionColor: Color,
+        val ctaBackgroundColor: Color,
+        val ctaTextColor: Color,
+        val poweredByColor: Color,
+    ) {
+        companion object {
+            val default =
+                BannerStyle(
+                    backgroundColors = listOf(Color.White, Color.White),
+                    borderColor = Color(0xffEBEBEB),
+                    ctaBackgroundColor = Color(0xff1f002a),
+                    ctaTextColor = Color.White,
+                    headlineColor = Color(0xff191919),
+                    descriptionColor = Color(0xff444444),
+                    productNameColor = Color(0xff444444),
+                    rewardsCalloutBackgroundColor = Color.White,
+                    rewardsCalloutTextColor = Color(0xff191919),
+                    poweredByColor = Color.Black,
+                )
+        }
+    }
+}
diff --git a/android/navi-common/src/main/res/values/strings.xml b/android/navi-common/src/main/res/values/strings.xml
index 69d572f515..1f926828e2 100644
--- a/android/navi-common/src/main/res/values/strings.xml
+++ b/android/navi-common/src/main/res/values/strings.xml
@@ -215,4 +215,8 @@
     <string name="arc_info_bbps_bottom_sheet_title">Protects bill payments</string>
     <string name="arc_info_bbps_bottom_sheet_campaign_title">If bill / recharge paid via Navi UPI is pending for %s+ days, get 100%% extra up to</string>
 
+    <string name="get_upto">Get upto</string>
+    <string name="powered_by_navi_finserv">Powered by Navi Finserv</string>
+    <string name="explore_more">EXPLORE MORE</string>
+
 </resources>
diff --git a/android/navi-pay/src/main/kotlin/com/navi/pay/management/common/paymentsummary/ui/PaymentSummaryTransactionDetailSection.kt b/android/navi-pay/src/main/kotlin/com/navi/pay/management/common/paymentsummary/ui/PaymentSummaryTransactionDetailSection.kt
index fbbd69b5b1..0bb42b4cc4 100644
--- a/android/navi-pay/src/main/kotlin/com/navi/pay/management/common/paymentsummary/ui/PaymentSummaryTransactionDetailSection.kt
+++ b/android/navi-pay/src/main/kotlin/com/navi/pay/management/common/paymentsummary/ui/PaymentSummaryTransactionDetailSection.kt
@@ -60,6 +60,7 @@ import androidx.compose.ui.window.Popup
 import coil.compose.AsyncImage
 import com.navi.adverse.sdk.ui.AdverseViewRoot
 import com.navi.common.R as CommonR
+import com.navi.common.adverse.fallbackTemplates.BbpsBannerFallbackAd
 import com.navi.common.firebaseremoteconfig.FirebaseRemoteConfigHelper
 import com.navi.common.firebaseremoteconfig.FirebaseRemoteConfigHelper.NAVI_PAY_PPS_CROSS_SELL_AD_FALLBACK_TIMEOUT
 import com.navi.common.firebaseremoteconfig.FirebaseRemoteConfigHelper.NAVI_PAY_PPS_CROSS_SELL_AD_RE_ID
@@ -190,6 +191,13 @@ fun SharedTransitionScope.PaymentSummaryTransactionDetailSection(
                         FirebaseRemoteConfigHelper.getLong(
                             NAVI_PAY_PPS_CROSS_SELL_AD_FALLBACK_TIMEOUT
                         ),
+                    fallbackView = {
+                        BbpsBannerFallbackAd(
+                            modifier = Modifier.padding(top = 16.dp, start = 16.dp, end = 16.dp),
+                            activity = naviPayActivity,
+                            showExploreMore = true,
+                        )
+                    },
                 )
                 if (showRewardsPopUp) {
                     Popup {