diff --git a/android/navi-pay/src/main/kotlin/com/navi/pay/common/model/config/NaviPayDefaultConfig.kt b/android/navi-pay/src/main/kotlin/com/navi/pay/common/model/config/NaviPayDefaultConfig.kt
index 3be50147c5..2c60bb32ee 100644
--- a/android/navi-pay/src/main/kotlin/com/navi/pay/common/model/config/NaviPayDefaultConfig.kt
+++ b/android/navi-pay/src/main/kotlin/com/navi/pay/common/model/config/NaviPayDefaultConfig.kt
@@ -80,7 +80,7 @@ data class DefaultConfigContent(
     @SerializedName("frequentTransactionMaxColumns") val frequentTransactionsMaxColumns: Int = 4,
     @SerializedName("frequentTransactionTotalEntries")
     val frequentTransactionsTotalEntries: Int = 12,
-    @SerializedName("frequentTransactionDays") val frequentTransactionsDays: Int = 60,
+    @SerializedName("frequentTransactionDays") val frequentTransactionsDays: Int = 180,
     @SerializedName("frequentTransactionHeading")
     val frequentTransactionHeading: String = "Pay again",
     @SerializedName("upiAppLogoS3BaseUrl")
diff --git a/android/navi-pay/src/main/kotlin/com/navi/pay/management/paytocontacts/viewmodel/PayToContactsViewModel.kt b/android/navi-pay/src/main/kotlin/com/navi/pay/management/paytocontacts/viewmodel/PayToContactsViewModel.kt
index a26ca693e1..a7d047bba3 100644
--- a/android/navi-pay/src/main/kotlin/com/navi/pay/management/paytocontacts/viewmodel/PayToContactsViewModel.kt
+++ b/android/navi-pay/src/main/kotlin/com/navi/pay/management/paytocontacts/viewmodel/PayToContactsViewModel.kt
@@ -58,6 +58,7 @@ import javax.inject.Inject
 import kotlinx.coroutines.Dispatchers
 import kotlinx.coroutines.Job
 import kotlinx.coroutines.async
+import kotlinx.coroutines.coroutineScope
 import kotlinx.coroutines.delay
 import kotlinx.coroutines.flow.MutableSharedFlow
 import kotlinx.coroutines.flow.MutableStateFlow
@@ -244,70 +245,78 @@ constructor(
             )
 
     init {
-        updateNaviPaySessionId()
-        updateNaviPayDefaultConfig()
-        fetchFrequentOrders()
-        observeAndHandleSearchResults()
+        viewModelScope.launch(context = Dispatchers.IO) {
+            initializeSynchronously()
+            initializeAsynchronously()
+        }
     }
 
-    private fun observeAndHandleSearchResults() {
-        viewModelScope.launch(Dispatchers.IO) {
-            combine(searchQuery, filteredContactList, filteredFrequentOrdersList) {
-                    searchQuery,
-                    filteredContactList,
-                    filteredFrequentOrdersList ->
-                    Triple(searchQuery, filteredContactList, filteredFrequentOrdersList)
-                }
-                .collectLatest { (searchQuery, filteredContactList, filteredFrequentOrdersList) ->
-                    updateShouldShowYourContactsTitle()
-                    updateIsWarningOrErrorState(
-                        isError = false,
-                        isWarning =
-                            filteredContactList.isEmpty() &&
-                                filteredFrequentOrdersList.isEmpty() &&
-                                searchQuery.removeSpaces().isValidSearchQuery() &&
-                                searchQuery.removeSpaces().isValidPhoneNumberLength().not(),
-                        warningMessage =
-                            resourceProvider.getString(R.string.np_please_enter_valid_number),
-                    )
+    private suspend fun initializeSynchronously() {
+        updateNaviPayDefaultConfig()
+    }
 
-                    _isNewContactVisible.update {
+    private suspend fun initializeAsynchronously() {
+        coroutineScope {
+            launch { updateNaviPaySessionId() }
+            launch { fetchFrequentOrders() }
+            launch { observeAndHandleSearchResults() }
+        }
+    }
+
+    private suspend fun observeAndHandleSearchResults() {
+        combine(searchQuery, filteredContactList, filteredFrequentOrdersList) {
+                searchQuery,
+                filteredContactList,
+                filteredFrequentOrdersList ->
+                Triple(searchQuery, filteredContactList, filteredFrequentOrdersList)
+            }
+            .collectLatest { (searchQuery, filteredContactList, filteredFrequentOrdersList) ->
+                updateShouldShowYourContactsTitle()
+                updateIsWarningOrErrorState(
+                    isError = false,
+                    isWarning =
                         filteredContactList.isEmpty() &&
                             filteredFrequentOrdersList.isEmpty() &&
                             searchQuery.removeSpaces().isValidSearchQuery() &&
-                            searchQuery.removeSpaces().isValidPhoneNumberLength()
-                    }
+                            searchQuery.removeSpaces().isValidPhoneNumberLength().not(),
+                    warningMessage =
+                        resourceProvider.getString(R.string.np_please_enter_valid_number),
+                )
 
-                    if (isNewContactVisible.value) {
-                        updateShimmerState(showShimmer = true)
-                        updateNewContact(newContactEntity = null)
-                        fetchNewContactDetails(searchQuery)
-                    } else {
-                        updateShimmerState(showShimmer = false)
-                    }
+                _isNewContactVisible.update {
+                    filteredContactList.isEmpty() &&
+                        filteredFrequentOrdersList.isEmpty() &&
+                        searchQuery.removeSpaces().isValidSearchQuery() &&
+                        searchQuery.removeSpaces().isValidPhoneNumberLength()
                 }
-        }
+
+                if (isNewContactVisible.value) {
+                    updateShimmerState(showShimmer = true)
+                    updateNewContact(newContactEntity = null)
+                    fetchNewContactDetails(searchQuery)
+                } else {
+                    updateShimmerState(showShimmer = false)
+                }
+            }
     }
 
-    private fun updateNaviPayDefaultConfig() {
-        viewModelScope.launch(Dispatchers.IO) {
-            naviPayDefaultConfig =
-                naviPayConfigUseCase.execute<NaviPayDefaultConfig>(
-                    configKey = DEFAULT_CONFIG,
-                    type = object : TypeToken<NaviPayDefaultConfig>() {}.type,
-                    screenName = screenName,
-                ) ?: NaviPayDefaultConfig()
+    private suspend fun updateNaviPayDefaultConfig() {
+        naviPayDefaultConfig =
+            naviPayConfigUseCase.execute<NaviPayDefaultConfig>(
+                configKey = DEFAULT_CONFIG,
+                type = object : TypeToken<NaviPayDefaultConfig>() {}.type,
+                screenName = screenName,
+            ) ?: NaviPayDefaultConfig()
 
-            updateFrequentOrderTotalEntries(
-                naviPayDefaultConfig.config.frequentTransactionsTotalEntries
-            )
-            updateFrequentOrderDays(naviPayDefaultConfig.config.frequentTransactionsDays)
-            updateFrequentOrderHeading(naviPayDefaultConfig.config.frequentTransactionHeading)
-        }
+        updateFrequentOrderTotalEntries(
+            naviPayDefaultConfig.config.frequentTransactionsTotalEntries
+        )
+        updateFrequentOrderDays(naviPayDefaultConfig.config.frequentTransactionsDays)
+        updateFrequentOrderHeading(naviPayDefaultConfig.config.frequentTransactionHeading)
     }
 
-    private fun updateNaviPaySessionId() {
-        viewModelScope.launch(Dispatchers.IO) { naviPaySessionHelper.createNewSessionId() }
+    private suspend fun updateNaviPaySessionId() {
+        naviPaySessionHelper.createNewSessionId()
     }
 
     fun getNaviPaySessionAttributes(): Map<String, String> {
@@ -332,7 +341,7 @@ constructor(
         }
     }
 
-    fun updateUiState(uiState: PayToContactsUIState) {
+    private fun updateUiState(uiState: PayToContactsUIState) {
         _uiState.update { uiState }
     }
 
@@ -582,16 +591,20 @@ constructor(
         updateSearchQueryStringState(searchQuery = EMPTY)
     }
 
-    private fun fetchFrequentOrders() {
-        viewModelScope.launch(Dispatchers.IO) {
-            val getFrequentOrderList =
-                frequentOrdersHelper.getFrequentOrderList(
-                    frequentOrdersTotalEntries = frequentOrdersTotalEntries.value,
-                    frequentOrdersDays = frequentOrdersDays.value,
-                )
-            updateFrequentOrderEntityList(getFrequentOrderList)
-            updateUiState(uiState = PayToContactsUIState.Loaded)
-        }
+    private suspend fun fetchFrequentOrders() {
+        val getFrequentOrderList =
+            frequentOrdersHelper.getFrequentOrderList(
+                frequentOrdersTotalEntries = frequentOrdersTotalEntries.value,
+                frequentOrdersDays = frequentOrdersDays.value,
+            )
+        updateFrequentOrderEntityList(getFrequentOrderList)
+        naviPayAnalytics.onSendToContactsLoaded(
+            naviPaySessionAttributes = getNaviPaySessionAttributes(),
+            isPermissionGranted = true,
+            isContactListEmpty = allContactList.value.isEmpty(),
+            isFrequentOrderListEmpty = frequentOrders.value.isEmpty(),
+        )
+        updateUiState(uiState = PayToContactsUIState.Loaded)
     }
 
     fun fetchContacts() {
@@ -599,12 +612,6 @@ constructor(
             val savedContactListJob = async { contactManager.getPhoneContacts() }
             allContactList.update { savedContactListJob.await() }
             _isSavedContactListNonEmpty.update { allContactList.value.isNotEmpty() }
-            naviPayAnalytics.onSendToContactsLoaded(
-                naviPaySessionAttributes = getNaviPaySessionAttributes(),
-                isPermissionGranted = true,
-                isContactListEmpty = allContactList.value.isEmpty(),
-                isFrequentOrderListEmpty = frequentOrders.value.isEmpty(),
-            )
         }
     }